Business Owners and 401(k)s

401(k) plans are the primary choice for retirement savings of many professional Americans in 2022. In 2001, changes to federal tax law made the 401(k) plan a smarter, more flexible choice for many business owners.

The Sandwich Generation 

The Pew Research Center reports that almost half (47%) of adults in their 40s and 50s have at least one parent aged 65 or older and are simultaneously raising a child under 18 or are financially supporting one over 18.

Retirement Awaiters

It seems a part of the quintessential American Dream to be able to one day retire, safe and secure with a substantial nest egg to meet your needs for retirement.

Newly Divorced Individuals

No one likes to talk about divorce, but considering data compiled in 2022, nearly half of American marriages will eventually end in divorce or separation.

Better-Version Inflation

By now, you’ve likely heard that we’re in an inflationary environment and you’ve surely noticed almost everything is more expensive. However, are you equally familiar with how economists are feeling about the situation? To the relief of many, the general sentiment among the most influential minds in the global economy, including Federal Reserve Chairman Jerome […]

Financial Planning Tips for Beginners

Regardless of your financial situation, money is a finite resource. If you want to buy a house, or retire, you must carefully plan your finances to secure the lifestyle you are striving for and be financially successful. For some, it might be that you’ve already retired and now have a fixed income. For others, you […]

What is Asset Allocation? How is My Money Being Invested?

After your plan is delivered and you have a game plan for your wealth, you may want to know more about the tactical side of executing your plan. One large part of this is asset allocation. Asset allocation involves diversifying an investment portfolio into different asset categories such as stocks, bonds, and cash and then […]

How to Live Off Your Dividends

As seen in Investopedia on July 28, 2020 For most investors, a safe and sound retirement is priority number one. The bulk of many people’s assets go into accounts dedicated to that purpose. However, living off your investments once you finally retire can be as challenging as saving for a comfortable retirement. Most withdrawal methods call for a combination of spending […]

Wealth Management

As seen in Investopedia on April 19, 2020 What Is Wealth Management? Wealth management is an investment advisory service that combines other financial services to address the needs of affluent clients. It is a consultative process whereby the advisor gleans information about the client’s wants and tailors a bespoke strategy utilizing appropriate financial products and services. A wealth […]