Advocating Better Outcomes
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Advocating Better Outcomes
Work with a 12-year professional who knows the industry, negotiates hard, and doesn’t let clients settle for less. We’ll break down your current offer, challenge it if needed, and give you the strategic edge to make the best call.
Factoring companies are known for lowball offers—leaving you with far less than your payments are worth. We step in to challenge that. As independent advisors, we negotiate harder, protect your value, and work to get you the highest payout possible.
As the seller, you have the right to obtain Independent Professional Advice (IPA). Judges look for one thing: proof that the deal serves your best interest. When you exercise your right to Independent Professional Advice (IPA), it sends a powerful message that you are informed, protected, and making a smart decision. This significantly boosts the odds of approval.
Most sellers who don’t plan ahead end up back in court, broke and needing another transfer. We help you protect your payout now, so you don’t have to sell it off again later.
Get What Your Winnings Are Really Worth
Choosing between a lump sum or structured payout can be overwhelming. We help you weigh your options, understand the long-term impact, and choose the strategy that truly serves your future.
Make Your Life Insurance Contract Work for You
Make informed decisions that protect your financial interests
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Provide basic details about your situation through our secure online form.
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Our specialists analyze your case and prepare negotiation strategies.
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We secure the best possible outcome with no upfront fees.
$150,000
$285,000
Financial Futures’ expertise was invaluable during my structured settlement. They navigated complex court requirements seamlessly while securing optimal terms.
Financial Futures’ expertise was invaluable during my structured settlement. They navigated complex court requirements seamlessly while securing optimal terms.
Financial Futures’ expertise was invaluable during my structured settlement. They navigated complex court requirements seamlessly while securing optimal terms.
Certain states mandate consultation with a licensed financial professional before transferring structured settlement payments. This ensures your interests are protected during the process.
Personalized financial plans that fulfill judicial requirements, backed by our 94% success rate in court approvals
Strategy
Investment frameworks designed to protect your interests 5+ years into the future
Empowerment
Professional audit of settlements to ensure maximum compensation potential
If you’re looking to sell your structured settlement payments, many states and courts require Independent Professional Advice (IPA) before approving the transfer. This involves a licensed professional reviewing your offer, explaining the impact, and helping you understand your rights and options.
Offers from factoring companies can vary significantly, and many start well below the true market value of your future payments. An IPA helps you evaluate if the offer is fair and if a better structure or negotiation could improve your outcome.
Yes. In addition to providing independent advice, we can help you understand what’s negotiable and connect you with strategies to improve the terms being offered—if it’s in your best interest.
That depends on your financial goals, tax situation, and how comfortable you are managing a large sum over time. We provide educational guidance to help you explore both options before you make a final decision.
In many cases, yes. If you’re receiving lottery winnings in installments, you may be able to sell some or all of your future payments for a lump sum. We help you understand the process and what to watch out for when evaluating offers.
Many people take out life insurance years before their financial goals change. We offer policy evaluations to help determine if your current contract still makes sense—or if there are other strategies to consider.
Still Have a Question? Don’t hesitate to contact us
Operate in full compliance with state Structured Settlement Protection Acts\n- Adhere to federal regulations (26 USC §5891)\n- Maintain SEC and state insurance licensing requirements\n- All documents filed through proper court channels\n- Annual independent audits performed
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Gina Tedesco is a licensed financial professional with over 12 years of industry experience. In her capacity as a Settlement Payout Consultant, she provides Independent ProfessionalAadvice (IPA) to individuals considering the sale of structured settlement payments, lottery winnings, or existing life insurance contracts.
Gina’s role includes reviewing client documentation, providing third-party evaluations, and helping individuals understand the financial implications of transferring future payments. She also assists in reviewing offers presented by factoring companies and provides guidance on payout structures, where applicable.
As part of her advisory services, Gina supports clients through the court-required IPA process, ensuring they have a full understanding of the transaction and its potential impact. Her work aims to increase financial clarity and support more informed decision-making within this niche area of financial services.
This outside business activity is conducted independently and is separate from any investment advisory or securities-related services offered through her affiliated firm.
Your Wealth. Our Expertise. One Integrated plan.
Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities. WR Wealth Planning, LLC’s website and its associated links offer news, commentary, and generalized research, not personalized investment advice.” And “Registration does not imply a certain level of skill or training.”
NewEdge Advisors, LLC (“NewEdge Advisors”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where NewEdge Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for information purposes. Past Performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by NewEdge Advisors unless a client service agreement is in place.
The content of this website is developed from resources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult your legal or tax professionals for specific information regarding our individual situation. The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security.
